Post office schemes current interest rate 2020-2021

 Latest Post Office Interest Rates 2020-2021

Types of  Post Office Saving Schemes:

  • Post office Time Deposit Account (TD)
  • Post office Savings Account
  • Five Years Post Office Recurring Deposit Account (RD)
  • Monthly Income Scheme Account (MIS)
  • Public Provident Fund (PPF)
  • Senior Citizen Savings Scheme (SCSS)
  • National Savings Certificates(NSC)
  • Sukanya Samriddhi Account (SSA)
  • Kisan Vikas Patra (KVP)


Scheme NameInterest Rate
Post office saving scheme4%
Monthly income scheme (MIS)6.60%
Recurring Deposit (RD)5.80%
Sukanya Samriddhi Account
(Eligible u/s 80c up to 1.5 lakhs)
7.60%
Public Provident Fund (PPF)
(Eligible u/s 80c up to 1.5 lakhs)
7.10%
Senior Citizen Saving Scheme(SCSS)
(Eligible u/s 80c up to 1.5 lakhs)
7.40%
National Savings Scheme (NSC)
(Eligible u/s 80c up to 1.5 lakhs)
6.80%
Kisan Vikas Patra (KVP)
(Double in 124 months / 10 yrs and 4 months)
6.90%
1 year Term Deposit (TD)5.50%
2 year Term Deposit (TD)5.50%
3 year Term Deposit (TD)5.50%
5 year Term Deposit Scheme (TD)
(Eligible u/s 80c up to 1.5 lakhs)
6.70%

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