Ponmagan Podhuvaippu Nidhi Post Office Savings Scheme - Boy Child [2021]
2021 PONMAGAN SCHEME FOR BOY CHILD SCHEME COMPLETE DETAILS
How to Open Ponmagan Scheme For Boy Child?
- In this scheme, accounts can be opened for boy child aged less than 10 years with the help of guardians, whilst those above 10 years can open accounts on their individual.
- There is no age perimeter for opening an account in this scheme.
- An advantage of Ponmagan Podhuvaippu Nidhi was to facilitate the minimum amount to open the account was Rs. 100.
- The minimum deposit time is 15 years and deposits ranging from Rs. 500 to a maximum of Rs. 1.5 lakh can be made in a year.
Ponmagan Podhuvaippu Nidhi Scheme
Ponmagan Podhuvaippu Post OfficeScheme: A Quick Overview
The government of India is making best efforts to facilitate common people. To strengthen the lifestyle and secure the future of Indian children, the government has taken several steps. Previously, Sukanya Samriddhi Account swept the entire country with a storm. More than 10 lakh girls opened their accounts under this scheme. More people are still interested in opening accounts. When this scheme was launched in Tamilnadu it received an extraordinary response by the people. Soon after the success of this scheme, people started demanding for more such schemes. Te government was forced to launch more schemes. This is how Ponmagan Podhuvaippu Nidhi Scheme evolved.
- Any individual above 10 years can open account on their own. Minor account can be opened through guardian on behalf of individuals below 10 years.
- Minimum of Rs. 500/- in a financial year and maximum Rs. 1,50,000/- Deposits can be made in lump-sum or in 12 instalments.
- An individual can open an account in his/her name and another in the name of a minor as guardian, subject to maximum investment limit by adding the balance in all the accounts.
- Account can be opened by cash/cheque. In case of cheque, the date of realization of cheque in Government account shall be the date of opening of account.
- The PPF account can be opened in a Post Office which is double handed and above.
- Nomination facility is available at the time of opening and also after opening of account.
- Account can be transferred from one post office to another.
- From 1.7.2017, interest rate - 7.8% per annum (compounded yearly).
- Maturity period is 15 years but the same can be extended within one year of maturity for further 5 years and so on.
- Maturity value can be retained without extension and without further deposits also. The balance in the account will earn PPF interest till its closure.
- Withdrawal is permissible every year from 7th financial year from the year of opening account.
- Loan facility available from 3rd financial year. No attachment under court decree order.
- Deposits qualify for deduction from income under Sec. 80C of IT Act. Interest is completely tax-free.
Related Ponmagan Scheme Sources: - How to Open Ponmagan Scheme For Boy Child?
- ponmagan scheme interest rate
Post Office Recruitment 2021
Post Office Recruitment 2021 for GDS / Staff Car Driver | 3691 Posts. Apply online @indiapost.gov.in
Post Office Recruitment 2021 – India Post Office has released a notification for recruitment to the post of Staff Car Driver/ GDS(Hyderabad, Telangana, Delhi Circles) . There are 3691 posts to be filled for GDS vacancies. Interested candidates who are all at the age of 18 to 30 years can apply for this job vacancy.
India Post Office Recruitment 2021:
India Post has various postal circle across the country. It has various opportunities like Staff Driver, Post Man, Multi Tasking Staff(MTS), Postal Assistant, Mail Guard, Gramin Dak Sevak(GDS). India Post Office works under the Department of Posts and under the Ministry of Communication. Its headquarters in Dak Bhawan, Sansad Marg, New Delhi. Its located in 155,015 places across the country. India Post Payments Bank(IPPB) is the subsidiary of India Post.
Eligibility:
Candidates who completed Matriculation/10th qualification can join various vacancies of Post Office. At present Delhi/ Andhra Pradesh/Telangana circle job notification for GDS has been released. Candidates check the Post Office vacancies @indiapost.gov.in Opportunities section.
Job Role | Staff Car Driver |
Qualification | 10th |
Total Vacancies | 12 |
Experience | Freshers |
Job Location | Mumbai |
Last Date | 07 March 2021 |
Educational Qualification:
- Possession of a valid driving license for light & heavy motor vehicles.
- Knowledge of Motor Mechanism (The candidate should be able to remove minor defects in vehicle).
- Experience of driving light & heavy motor vehicle for at least three years.
- Pass in 10th Standard from a recognized Board or Institute.
Age Limit :
- For General – 18 to 27 years.
Relaxation in upper age limit:
- 5 years for SC & ST candidates
- 3 years for OBC candidates
- 10 years for PWD candidates (13 years for OBC, 15 years for SC/ST)
- Others as per Govt rules.
Total Vacancies announced:
- UR – 05 Posts
- EWS – 01 Post
- SC – 01 Post
- ST – 01 Post
- OBC -04 Posts
- ESM – 01 Post
Salary: Rs.19,900/month
India Post Office Recruitment-Staff Car Driver Process:
- Selection of Driver shall be made on the basis of driving test to assess their competency to drive light and heavy motor vehicles, from amongst the candidates possessing the requisite eligibility criteria mentioned above. The date and venue of the tests will be intimated separately to the eligible candidates.
How to Apply:
All interested and eligible candidates can download the application form from the official website and send the filled application form along with required documents to following postal address on or before 10 March 2021
For More Details & Application Form: Click here
Postal Address:
The Senior Manager,
Mail Motor Service,
134-A, Sudamkalu ahire marg,
Worli, Mumbai -400018.
Kisan Vikas Patra Scheme (Double your money on Maturity)
Kisan Vikas Patra:
Kisan Vikas Patra is a small saving certificate scheme in 1988. Its primary goal is to encourage long-term financial discipline in people.
Types of KVP Certificates:
A Kisan Vikas Patra certificate is of 3 types:
- Single Holder Type Certificate: This kind of certificate is issued to an adult for self or on behalf of a minor or to a minor.
- Joint ‘A’ Type Certificate: This type of certificate is issued jointly to two adults, payable to both the holders jointly or to the survivor.
- Joint ‘B’ Type Certificate: This type of certificate is issued jointly to two adults, payable to either of the holders or to the survivor.
Eligibility:
Any Indian citizen above the age of 18 years can buy a Kisan Vikas Patra from the nearest post office. An HUF or an NRI is not eligible for this scheme.
Benefits of Kisan Vikas Patra:
Guaranteed returns
Capital protection
Interest
The current interest rate is 6.9% p.a. for the quarter starting from 1 January 2021 to 31 March 2021, compounded yearly. By compounding the interest, you will receive more returns on your deposit.
Maturity period:
The maturity period for Kisan Vikas Patra is 124 months and you can avail the corpus then. Though the account matures after 124 months, the lock-in period is 30 months.
Loan against KVP certificate
You can use your KVP certificate as collateral or security to avail secured loans. The interest rate is comparatively lesser for such loans.
Nomination facility Available for KVP scheme
KVP is a low-risk scheme with gaurenteed benefits for your investment.
Post Office Kisan Vikas Patra Scheme (கிசான் விகாஸ் பத்திரம் திட்டம்)
மத்திய அரசு, இந்திய தபால் துறை வாயிலாக செயல்படுத்தி வரும் ஒரு சூப்பர் திட்டம் கிசான் விகாஸ் பத்திரம் திட்டம். நாட்டிலுள்ள எந்தவொரு அஞ்சல் நிலையத்திலும் இந்த கிசான் விகாஸ் பத்திரத்தை நீங்கள் வாங்க முடியும்.
10 வயதுக்கு மேற்பட்ட மைனர் கூட இந்த பத்திரத்தை வாங்கலாம். அவரது பெயரில் வயது வந்தவர்கள் வாங்க முடியும். கிசான் விகாஸ் பத்திரத்தைத் தனிநபரோ அல்லது மூன்று பேர் வரையில் கூட்டாகவோ வாங்க முடியும்.
வட்டி எவ்வளவு?
கிசான் விகாஸ் பத்திர திட்டத்துக்கான வட்டி விகிதத்தை ஒவ்வொரு காலாண்டுக்கும் ஒரு முறை மத்திய நிதியமைச்சகம் நிர்ணயிக்கிறது. தற்போதைய நிலவரப்படி 6.9 சதவீத வட்டி நடைமுறையில் உள்ளது. இதன்படி பார்த்தால் நீங்கள் முதலீடு செய்யும் தொகை 124 மாதங்களில் இரட்டிப்பாகி விடும..
முதலீட்டு வரம்பு:
இத்திட்டத்தில் நீங்கள் குறைந்தது 1,000 ரூபாய் முதலீடு செய்ய வேண்டும். அதிகபட்ச வரம்பு எதுவும் கிடையாது.
சலுகைகள் என்ன?
நீங்கள் ஒரு நபரின் பெயரில் இருந்து மற்றொரு நபரின் பெயருக்கு இந்தப் பத்திரத்தை மாற்ற முடியும். அதேபோல, ஒரு அஞ்சல் அலுவலகத்திலிருந்து மற்றொரு அஞ்சல் அலுவலகத்துக்கும் நீங்கள் பத்திரக் கணக்கை மாற்றிக்கொள்ளலாம்.
எப்போது பணத்தை எடுக்கலாம்?
நீங்கள் பத்திரம் வாங்கிய பின்னர் இரண்டரை ஆண்டுகள் கழித்து உங்களால் பணத்தை எடுக்க முடியும்.